Last updated: 1/2012

Imagine how your life would be if all your debts were paid off and you had triple AAA credit.
"Discover The Closely Guarded Shortcut - Secrets Of A Professional Credit Repair Attorney Who Consistently Defeats The Credit Bureaus With His Proven 3-Step Formula, That Can Add 257 Points Or More To Your FICO Score, In 90 Days Or Less
inside this website you are going to discover what professionals in the credit repair industry are calling the most effective credit repair methods available today!

Now you can take advantage of this breakthrough credit repair formula to transform your credit report into a powerful asset you can use to get the things in life you deserve.

In fact, once you do, you'll see a noticeable improvement in your FICO Score, within the first 45 days and a dramatic increase within 90 days.

You'll learn step-by-step...

How to remove Chapter 7 and Chapter 13 bankruptcy from your credit report using my 2 step bankruptcy removal technique anyone can follow.

How to remove charge offs and slow pays from your credit report using my "Prove It Or Remove It" technique.

How to remove judgments and liens from your credit report using a critical flaw in the court system.

How get your creditors on your side, so they're actually willing to help you by removing late payments from your credit report.

How to reduce your debts to a fraction of what you owe by mailing a simple one page letter to your creditors.
Then once you've restored your credit imagine yourself:

Qualifying for a new low interest mortgage so you can move into your dream home.

Refinancing your current mortgage so you can lower your monthly payment... and save hundreds of dollars each month in interest. That's better than receiving a raise in salary!

Getting the stylish new car or SUV you've been had your eyes forever and getting it at an attractive interest rate.

Going to your mail box and pulling out shiny new low interest rate credit cards with generous lines of credit.

Moving into a brand new apartment.

Having the confidence and prestige that goes hand in hand with having good credit.
Imagine, just for a minute...

"It's 90 days from today, and you've increased your FICO Score by a solid 257 points...and best of all, you can qualify for loans and credit cards knowing you'll be approved!"*

Are These The Results You're Looking For?

Then keep reading to learn how real people are already getting these results using my powerful new credit repair system..."
* ecause you've landed on my website, I know you're looking to repair your credit so you can: check all that apply

Buy a new home
Buy a new car at a low interest rate
Get personal loans with just your signature.
Get a nicer apartment in a better neighborhood
Get low interest rate unsecured credit cards

With good credit you can have all of these things and more! You can easily:

Get loans and credit cards easily.

Travel wherever you want.

Eat in first class restaurants.

Shop in the nicest stores.

Anything you really want can be yours.

Now let me ask you a question:

Does it frustrate you that bad credit is causing you so many headaches? Are you furious when you apply for a loan or a credit card only to be rejected?

What if I could show you a step-by-step formula (it only takes 3 steps) that you could use to restore your credit rating. A formula so powerful that it can add 257 points or more to your FICO score. Would this be something you'd be interested?

If your answer is yes, then I urge you to keep reading. Because inside this article you'll discover how to transform your credit report from a painful liability into a valuable asset.
"Here's What The Banks Don't Want
You To Know About Bad Credit"
Banks and credit card companies never fail to amaze me. They claim that once you have bad credit, it's yours it for 7 to 10 years. Most people accept this and suffer needlessly.

Fortunately it's not true. As you read every word of this article, you'll discover step-by-step how to:

Fix your credit report

Get loans easily

Get any credit card you want

and much more. In a moment I'll show you exactly what to do, but here's why I'm qualified to help you in the first place:

"Here's 4 Good Reasons To Believe I
Can Help You Add 257 Points Or
More To Credit Score."
One: My expertise is in credit repair. I've got 27 years of proven results, helping people restore their credit. Because of my experience, I know exactly what works to get rid of bad credit.

Two: The top priority for all my clients are fast results. I know this is what you want too. Use my formula and you'll see a dramatic improvement in your credit report in 60 to 90 days ...guaranteed!

Three: During my 27 years in practice, several thousand people paid top dollar for my credit repair services. Listen, people don't pay money for something that doesn't work. Think about it. You better produce honest, viable, hard-hitting results, or you're going to have a ton of people wanting their money back incredibly fast.

Four: Although my 3 step formula is a breeze to use, if you ever have questions, you have lifetime support with my staff and I. We'll always answer any questions you have.

"Credit Reports Restored Using My Critically Acclaimed Credit Repair Formula!"


Click here to see the results of using my credit repair formula

I give you my word of honor that these are real-life credit reports that were restored, using my credit repair formula. Obviously I had to remove the identity of the individuals to protect their privacy, but everything is legitimate.

"Here's How To Repair Your Credit Report Fast!"

Now, let's get down to business. You're serious about restoring your credit or you wouldn't have read this far. So, here's how to do it.

The Fair Credit Reporting Act, a federal law, requires that all the information in your credit report must be 100% accurate or it must be deleted. With that in mind, the following 3 steps are all that's required to quickly add massive points to your FICO Score:

You obtain a copy of your credit report.

You identify the negative information on your report.

You write to the credit bureaus (Trans Union, Equifax, & Experian) and dispute the accuracy of the negative information they're reporting.

After you've completed these 3 steps, the credit bureau has 30 days to prove the negative information they're reporting is accurate. If they are unable to do so, the information is deleted from your credit report. Once the information is gone, your credit rating improves automatically.

Make The Bureaus Prove
It Or Remove It!
Using the credit repair techniques I've created, the credit bureaus are unable to prove the accuracy of the information they're reporting, over 97.5% of the time.

Now, this is your basic credit repair blueprint. If you've got each of the 3 steps covered, you can repair your credit report with mathematical certainty.

However, you must know how to get these steps to work for your particular credit situation. Make no mistake. Unless you know how to work the system, you will be stuck with bad credit for 7 to 10 years.

The good news is, you certainly can repair your credit and my step-by-step formula will work, no matter what condition your credit report is in.

One of the folks who used my formula said, "After years of wrestling with bad credit, I'm now living in the house of my dreams!" Here's what he used.

The Attorney's Guide To Credit Repair
Apply this simple formula and you can literally get approved form all the credit YOU need.

"An absolute must have for anyone with bad credit who wants to buy a home."
Eric. Petersen, loan officer, Trimax Mortgage

"I did everything you said to do in the book and I raised my FICO Score 213 points!"
E. Barrington, Indiana

I removed more negative credit from my credit report in three months, than the credit repair agency I'd hired did in seven months. My real estate agent told me I'd have no problem qualifying for a mortgage now." Clarence West, New York

"Confidential Credit Repair Secrets
You Won't Find Anywhere Else."
The Attorney's Guide To Credit Repair contains confidential credit repair information you won't find anywhere else. Written in plain English, the guide works like magic to increase your FICO Score. It's guaranteed to deliver outstanding results.

When you want the genuine, "no B.S." methods for repairing bad credit, used by an actual credit repair attorney, you've come to the right place. This system is based on my 27 years of undisputed results in credit repair and provides the following:

Tried, tested and proven credit repair strategies that are effective at removing the most stubborn:

late payments

charge-offs

judgments

defaulted student loans

auto repossessions

foreclosures

liens

inquiries

file variations

bankruptcies

Plus, I'll Show You:

A systematic way to add up to ten perfect accounts to your credit report-- I've included a sure-fire plan you can use to add up to ten perfect accounts to your credit report in 90 days or less. This is a strategy that will help you add valuable points to your FICO Score.

How to make your creditors remove bad credit -- Did you know you can actually make your creditors remove negative credit from your credit report. I've used this strategy for two decades and it always produces results you can count on.

How to make your creditors settle your debts for pennies on the dollar -- Banks don't want you to know this, but they will accept less than the full balance on money you owe... if you know how to negotiate with them. In the guide, I'll show you how to simultaneously get out of debt, save a ton of money and fix your credit reports.

How to get help from the Federal Trade Commission -- The Fair Credit Reporting Act states the credit bureaus have 30 days to respond to your disputes. If the bureaus don't respond timely, you can contact the FTC for assistance. I'll explain how you can use the FTC to make the bureaus remove negative accounts faster.

How to stop collection agency harassment -- Are collection agencies calling you day and night? Do you screen your calls before you pick up the phone? Are you tired of living like this. No problem! Here's a legal tactic that will immediately put an end to their nuisance calls.

How to use small claims court to remove bad credit -- Have the credit bureaus stopped responding to your disputes. Discover how to use small claims court to motivate them back into compliance.

How to add good accounts that may be missing from your credit report -- This happens all to often... You've got accounts that you've paid on time for years but they're not being reported in your credit history! Find out how to add these accounts back to your credit report and instantly add points to your FICO Score.

The one thing you should never do if you get turned down for a loan or credit card. Do this and watch your credit score plummet.

The two things you should do immediately if you are turned down for a loan or credit card. Do these two things and you'll increase your credit approval rate by 77%.

How a specific type of checking account can add points to you FICO Score. If your current bank doesn't offer this service, find another one that does...fast.

So you see, I condensed everything I've learned about credit repair, over the last 27 years, into an electronic book that you can download and use immediately. Realistically, it's just like having a credit repair attorney at your fingertips. What more could you ask for?

Quite frankly, there isn't a credit repair book out there (I've read them all) that's as comprehensive as this -- at any price -- that can make such a rapid improvement in your credit report.

"Here's Just A Fraction Of The Benefits
You'll Gain & Enjoy After You Use The
Attorney's Guide To Credit Repair!"
You're probably saying to yourself, "Okay, all that sounds great, but what's really in it for me?" What's the bottom line if I take you up on your offer. Good question! Get a copy of the Attorney's Guide To Credit Repair and try it out. You're credit will improve dramatically. That's guaranteed!

But you and I both know that a good credit report is more than just a piece of paper. The real benefits are all the things can get after you've restored your credit. For example:

You'll be able to own the home of your dreams - See yourself receiving a call from your mortgage company, telling you your home loan has been approved. A few weeks later you finally move into a home you can call your own. Think of the pride and satisfaction you'll feel as you walk through the front door. See the house just as you would like it to be, in every detail.

You'll be able to apply for a loan knowing you'll be approved - Imagine how you'll feel when your loan officer tells you your loan has been approved, instead of you pulling a rejection letter out of your mailbox. It's truly a feeling of prestige and empowerment.

You'll be able to buy the sporty new car you've been dreaming about -- See yourself going to your local dealership, trading in your old car and driving off in the sleek new car of your choice. Think how that will make you feel.

You'll be able to get low interest unsecured credit cards -- Imagine yourself going to your mailbox and seeing new credit cards waiting for you. Imagine the added convenience having new credit cards will give you.

Plus if you ever have an emergency and need quick cash, you don't have to worry. You can take out a cash advance and handle the situation whatever it may be.

You'll save thousands of dollars in your pocket by paying less interest -- Today's interest rates are directly correlated to your FICO Score. What this means is simple: The higher your FICO Score, the lower your interest rate will be. Think of how much money you could save right now if you had a lower rate. That's money you can save or spend as you like.

You can extend your payments over 36 months or longer-- With a credit card you can purchase what you want today and spread your payments out over time.

You'll have more security for you and your family -- When emergencies happen you'll have the advantage of being able to use your credit cards for cash advances if necessary.

What People Are Saying About The
Attorney's Guide To Credit Repair
A Carefully Planned Strategy
Always Works Best

If you want to repair your credit report, what you really need is a carefully planned strategy created by an expert in the field. David Shapiro is the expert you need. He has perfected a credit repair system that requires very little effort on your part. Everything is basically fill-in-the-blanks and it works!

As a matter of fact, my credit repair analysts use David's system to repair credit for all of my clients. Get the material, use it and in no time you'll be amazed at what you credit report will look like.

--Beverly Whitaker, CEO, Fidelity Credit Repair

We got the house!!!

Dear Dave,

My husband and I will be moving into our new home at the end of the month. It's a 6 bedroom 3 bathroom house on 10,000 sq ft. It even has RV parking. With the way our credit used to look, I never thought we'd see this day coming... but your book changed all that.

Charlotte and Edgar Stannis. NC

"The results are incredible..."

"I can't find enough words to describe just how incredible The Attorney's Guide To Credit Repair is! Without question, it is by far the best resource anybody could ever hope to have, to learn how to clean up bad credit. I'm no stranger to credit issues, because I'm a mortgage broker/real estate agent.

Just this year alone your book has allowed my office to put an additional 96 people in new homes... people who otherwise would not have qualified due to credit problems. Also, I'd like to add that the creditor negotiation techniques in your course are absolutely incredible as well!"

Terry Crawford -- First Funding Group Of America

What you're really getting is not a book, but a second chance on life.

My credit took a turn for the worse after my divorce. For a while it was hard to make ends meet. Later after I got back on my feet I was stuck with bad credit. I didn't want to wait 7 years, like the banks were telling me, for my credit to clear itself. I needed a solution and I found it in your book.

Not only did it help me restore my credit but in doing so it gave me a second chance on life. Thank you for publishing this fine information.

Neil Joyner California

"Compared to $339.00 for a credit repair to do the same thing..."

I paid a credit repair company a total of $339.00 in monthly fees to fix my credit. But after a while I realized they were just stringing me along for the $39.00 payments. When I saw The Attorney's Guide To Credit Repair I cancelled their service and bought the book. I knew with the low price and the guarantee there was no way I could lose.

I was surprised at how easy it was to get started and the results were very good. That first month three negative accounts came off my Trans Union report and every month since then I've removed at least 2 negatives from each bureau. Close your eyes, bite the bullet and buy the product--You'll never regret it!! It answers all your questions clearly, nothing is left out.

Alfred Henry - MO

Credit Repair Works!
"Three letters that took me all of 15 minutes each to complete and the bad credit started to disappear!" Whoever says credit repair doesn't work obviously hasn't used The Attorney's Guide To Credit Repair."
Tim Day, Kentucky
Now my credit reports are good as gold.

David,

To be honest, I really didn't think this would work. I'd been out of a job for almost 2 years and hadn't paid a soul. When I saw my credit I was mortified... 17 pages of charge offs, a repo, and of course the bankruptcy.

But I followed the instructions in your book and took my time. Now my credit reports are good as gold. I have a new car and I've bought a small house out in the country. Thanks for making this possible for me.

C. Johnson, VT

This Book Is Amazing...

Using the Attorney's Guide To Credit Repair, I was able to remove 5 of the most difficult accounts on my Trans Union credit report. That was 6 months ago. Next week our loan closes and my family and I will be moving into our new home! Thank you for making this information available to the public.

Omar Hernandez, California

If You're Serious About Repairing Your Credit Report...

"If you have bad credit this will be the most important website you'll visit this year. The Attorney's Guide To Credit Repair is a must have for anyone serious about restoring their credit history. It's the sole reason we're living in our beautiful home today."

-- Vince & Lisa Johnson, Georgetown, KY

This Information Is Powerful!

This information is powerful. My wife and I both filed bankruptcy 18 months ago. We thought we would be dealing with it for the next 10 years, but using the information in your book, we both removed the bankruptcy from our credit reports.

--Joe & Kathleen Elliott, Texas

"It does the trick on bad credit"

Dear David,

I have searched the net from top to bottom--this is by far the best credit information out there and at a price that everyone can afford--I am extremely satisfied!!! Your information has shown me how to fix my credit myself and the process is easy to follow and very rewarding.

I can't wait to get my updated credit report each month so I can see what accounts have been "deleted". It really does the trick on bad credit. Plus, I like the fact that I can call your office for help and speak to a live person.

M. Stewart - CA

I have credit cards now!
Thanks to your book, I have a gas credit card and another major credit card. Good credit really

Karen R., Pennsylvania
Removed 3 'negatives' the first time I used it.
"I would just like to say that I think your guide is very good and easy to follow. I have bought and read many books that claim to have the answers about credit repair, but none of them worked as well as yours.
"I removed 3 accounts from my credit report in my first round of disputes and more are still coming off each month.

Larry Martin, Indiana

We were approved for a home loan!

My wife and I prayed that your guide would help our credit reports and although it took some time it really did work. We were approved for for a home loan last week. Thanks David!

Steve & Shirley Hayes, Texas

I got a new car with a decent interest rate.

Because of my credit history I kept getting turned down for car loans or I would have to pay really high interest. But now after using your credit repair book I finally got a new car with a decent interest rate too.

Donnell Mitchell, Florida

I'm No longer renting an apartment!

Because of credit problems, I paid a fortune in rent over the years, but now I own my own condo. Your information did everything you said it would. I'm no longer renting an apartment.

Richardean Lambert, Ohio

We're now in our new home!

We were so tired of apartment life. All the money down the drain and hearing our noisy neighbors on the other side of the wall. Thanks to your guide we now have good credit and a new home.
Anne & Greg Cornelius, California

"You couldn't pay me 10X to give it back!"

I've just finished reading the book and I'm stunned at how simple credit repair is. To think, I nearly paid a credit repair guy here in town $300 to fix my credit. I've read quite a few books on credit restoration but this is the most complete system I've ever seen. It's worth 10 times the price you're charging.

D. Myers, WI

My FICO Score Jumped Over 100 Points!
When I got your book last year, my FICO Score was at 557. But today it's at 698... not perfect yet, but according to my bank it's good enough to buy a house at a better than average interest rate.

The process is so simple my 12 year old could have done it. The section on debt reduction alone saved me exactly $3,359.63 on a charged off credit card. I can realistically see myself buying a condo this year. Thanks you.

K. Miller, GA

You can easily see why so many people are using The Attorney's Guide To Credit Repair, to restore their credit rating. Quite frankly no other credit repair information on the web is this powerful and effective.
"The Attorney's Guide To Credit Repair
Will Give You The Things and The
Lifestyle You Deserve!"
Picture yourself enjoying the benefits of good credit. Ask yourself right now, how would having good credit create a better life for you?

Good credit is about more than just getting things too... it's also about giving you security and a better lifestyle. Clearly a lifestyle you want or you wouldn't have read this far. Plus, with The Attorney's Guide To Credit Repair the process of cleaning up your credit couldn't be easier.

"No Prior Experience Necessary... It's So
Easy A 12 Year Old Could Do It!"
You'll learn an simple process of mailing specific letters to the credit bureaus... and these letters will do all the work for you! The letters are already prepared with everything that needs to be said. Just fill in the blanks, mail the the letters, sit back and relax!

You'll be amazed when you see your new credit report. If you can seal an envelope, you can repair your credit! It's that easy and it works! Regardless of your situation, you can quickly rebuild your credit, using the secrets revealed in this remarkable new e-book!

"How Much Is All This Worth To You?"

I've had clients offer me $100, $200, even $500 for the information I use to repair bad credit. I ask you, how much are you willing to invest in your future?

Can you imagine what your life would be like today, if you had good credit? What if you could apply for a loan or credit card, knowing you wouldn't be turned down?

How much is owning a home or new car worth to you? What is the value of saving thousands of dollars by paying less interest? Think of the prestige having good credit will give you.

The Average Cost To Hire A Credit
Repair Company is $700
I'm sure you know that the average cost to hire a credit repair company is approximately $700 -- and if they do a decent job it's worth every penny.

But the good news is you don't have to pay anyone to repair your credit. Valuable as it is, The Attorney's Guide To Credit Repair can be yours for a one-time investment of just $39.97...that's less than the cost of a nice dinner for two.